Shared home ownership
programme

Our shared home ownership programme provides support for people to purchase their own home. We share the costs! 

This programme is designed for families who want to own their own home but can’t afford to buy it on their own without a reasonable level of financial or non financial support.

How it works

You buy into a home provided by Dwell at a percentage of the market value.

  • 1.

    Dwell owns the remaining share as a silent co-partner

  • 2.

    You raise the deposit and obtain a mortgage to pay for the remainder of your share

  • 3.

    You are responsible for your mortgage repayments, rates, insurance and home maintenance

  • 4.

    You will increase your share over time as you purchase an additional 5% of the home’s value from Dwell, until you own 100% of the property’s value

  • 5.

    If you decide to move before you own 100% of the home, you sell your share back to Dwell

Shared home ownership availability

Currently we have no new homes available in our shared home ownership programme. However, we are working to restart our programme and make it available to eligible households.